NEW BONA FIDE BENEFIT FOR PREVAILING WAGES

$$$ SPEND MORE FRINGE $$$ GUARANTEED LIFE INSURANCE UP TO $500,000 NO MEDICAL EXAMS - GUARANTEED ISSUE GUARANTEED CASH VALUE GROWTH + DIVIDEND ELIGIBLE CASH ACCRUAL - CASH WITHDRAWS, NO PENALTIES PORTABLE - NO INCREASE IN COSTS EMPLOYER SELECTS HOURLY PREMIUMS